Westpac Presto Smart makes in-store payments fast, seamless and easy. By connecting to your Exceed point of sale system, Presto Smart can reduce wait times and allow your team to provide superior service that keeps customers coming back.

save time with fast and easy payments

Presto Smart Benefits:

  • Fast and secure payments to save you time
  • Take payments anywhere in store
  • Simple and easy reconciliations
  • Seamless setup and pairing with Exceed
  • Wireless connectivity - No onsite servers or cabling
  • Instant settlement* into a Westpac account
  • View near real-time transactions and settlements on the Presto Dashboard.
  • Accept payments anywhere in store and/or at table, reducing queues and maximising turnover.


  • Improve checkout speed and bust queues with faster payments.
  • In-store mobile payments devices – no more waiting in queues, create new revenue and opportunities by bringing the payment experience to your customers.
  • Eliminate keying errors with point of sale integration.
  • Stay connected with automatic 3G fallback.
  • Near instant settlement* keeps your cash flowing.
Presto smart in retail stores
Cafe using the terminal


  • Serve your customers faster and improve table turnover.
  • Bust the queue and create new revenue opportunities by bringing the payment experience to your customers.
  • Use mobile Presto devices with your tablet based POS to take payments at the table.
  • Eliminate keying errors & avoid under or overcharging your customers again.
  • Reliable switch over the 3G if your network is down.
  • Near instant settlement* keeps your cash flowing.
  • After successful installation of Presto, the terminal can be paired to your Exceed POS.

H&L x Presto Smart Integration Benefits

Summary of benefit

Instant settlement*
Get your money quickly with instant settlement* 365 days a year when settling into a Westpac account

Split billing
Let customers pay their own way with splitting by percentage or by value, then pay by cash or by card. 

Help customers say thank you with simple percentage and fixed value tipping. Presto makes it seamless by enabling the tip to be entered into the POS with the purchase before sending the two amounts to the EFTPOS terminal.

*Terms and conditions: Applications for Westpac's merchant services are subject to Westpac's approval and eligibility criteria. Westpac's terms and conditions (which can be found at westpac.com.au/presto) and fees and charges will apply. The Point of Sale solutions are supplied by POS Providers, not Westpac. *Standalone mode and 3G fallback is only available on the VX690 terminal. Standalone mode allows you to process card payments through your terminal, without integration with your POS. Westpac instant settlement functionality is not available between 9.30pm and 11.59pm (EFTPOS 1 and Presto Smart terminals) and between 9.30pm and 11.00pm (EFTPOS 1i terminals) - Sydney time. You can only settle a Westpac issued EFTPOS terminal once each day. Subject to system availability, settlement can take place 7 days a week. Settlement must be to a Westpac business transaction account. Instant Settlement functionality is not available on Corporate Online. Instant Settlement is only available for Mastercard, Visa and EFTPOS transactions (plus UnionPay if using EFTPOS 1i).

Choose card type from terminal

Presto Smart

The future of payments is here with Westpac’s Presto Smart. Save time and focus on your business with a solution that is integrated seamlessly with H&L, enabling you to process payments directly through your point of sale.